Thursday, February 28, 2008

5 Ways to Get Extra Money for Christmas Shopping

Christmas shopping is getting more and more expensive each year. With over 70% of Americans reported to be living paycheck to paycheck, where does the money come from for Christmas shopping? Here are 5 tips to getting some extra money for holiday shopping:

1 Sell items on Ebay

Everyone is buying right now. Why not have them buy what you have for sale? All different types of items sell on ebay the clothes your kids never even wore that still have the tags on them, DVDs, collectible items sitting around just collecting, and any other hot items you may have lying around.

2 Garage Sale

Do a little Winter Cleaning and make room for those Christmas decorations and presents. A Saturday morning garage sale can make you $50-$500, or more.

One person's junk is another's treasure!

3 Collect your Unclaimed Money

There is an estimated $25 billion dollars of unclaimed money in the U.S. On the Oprah Winfrey TV Show it was announced 8 out of 9 Americans have unclaimed money.This money comes from many places. For example it could be an old checking or savings account your forgot about, an inheritance, savings bonds, uncashed checks or money orders, the list goes on and on. This money is yours and just sitting there waiting for you to claim it. A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox!

A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox! www.cashunclaimed.com is the largest unclaimed money site and is a great place to conduct your unclaimed money search.

4 Holiday Job or Overtime

Companies are hiring for the Christmas shopping rush. Usually they are simple retail positions that dont require specialized training or experience. A couple nights or days a week could be $1000 by Christmas!

If you are paid hourly at your job, and have enough work and flexibility with your schedule, you can put in some extra hours.

Workers who have restaurant jobs can pick up extra shifts.

Special Note: Many people claim 0 exemptions on their W4. If you have children, own a home, etc. increase your exemptions to the correct number. Your employer can assist you in filling out a new W4. This can mean an extra $50-$400 per paycheck!

5 Reduce Expenses

You can reduce simple monthly expenses to keep more of the money you already have. Here are a couple money saving ideas:

- Eat in instead of dinning out

A family of 4 that eats out twice a week spends about $100 per week.

- Pay minimum payments this month on credit cards

Dont make this a habit, but for December it will give you a little extra rather than racking up more credit card debt

- Leave your ATM card at home, carry a little cash for what you need

- Make coffee at home and skip your morning latte
(youll live, really you will)

Now that you have the extra money Merry Christmas Shopping!

Nicole Anderson offers a free search for your portion of the $25+ BILLION in unclaimed money in the United States. Millions of Americans are unaware they are owed money. It could come from old savings bonds, uncashed checks, checking and savings accounts, the list goes on and on. Click on to http://www.cashunclaimed.com for your free search and see how much money is owed to you and your family.

Hot Christmas Gifts For Your Child

Buying children's Christmas gifts does not have to be stressful. By planning ahead and shopping online, you will be on your way to having your Christmas shopping done!

Is it already Christmas again? It seems to sneak up on me every single year. The leaves start falling and soon the Christmas aisles are full and you hear Christmas carols piped through all of the stores. Christmas time is one of my favorite holidays, simply becaue it is a time for my family to gather together. Eating all of those wonderful sweets and foods just raises my spirit. One thing that does not thrill my soul, however, is Christmas gifts shopping. What new things will my children want this year? My children are alreay checking out all of the commercials on television and making their lists.

What Christmas gifts have your children been dreaming about? Have you checked out the hottest new toys? How do you choose which gift your child will really like when they are constantly changing their minds and their lists? This is one of those difficult questions that parents face. If you can determine what your child will enjoy before the Christmas rush, however, you will find that your Christmas gifts shopping will become much less stressful. The new, hot toys are most likely going to sell out before Christmas even gets here so that is why you need to know what your child likes so that you can buy it as soon as it comes out. Children usually get their hearts set on one or two specific toys and being aware of what they want in advance will allow you to buy early. This also helps to cut down on disappoinment. October is a great time to start that shopping because most people are concerned with Halloween at this point and have not even started thinking about Christmas.

If, however, you still are unsure of what toys should should buy for your children's Christmas gifts, you can look online. Searching on Google.com for a specific toy is the simplest and easiest way to find that Christmas gift that you are looking for. Your search results will most likely include Amazon.com. They usually have anything and everything that you want and need. All you do is click and pay. How easy is that? Christmas gifts without the stress of the mall! Merry Christmas!

Adam Peters writes for http://www.home-decorating-reviews.com. He provides tips and advice about ornaments as well as on the gifts at http://www.home-decorating-reviews.com/christmas/christmas-gift.html.